I've written before about the survival instinct being the fundamental driving force behind the capitalist economic system, increasing & maintining wealth, and hence the resulting advantage obtained by capital over labor. The following linked article restates my thesis using the "insurance" ...
One little factoid about effects of global warming... property damage insurance rates will rise along with it. In the exteme it might even mean unaffordable insurance rates since the global effects aren't probabilistically isolated to specific regions at a given point in time, therefore simultaneously affected (more or less in ...